If you want to BEHAVE like MODI, you need to be like MODI at the top, alone and living his dream

17^th September 2019

If you want to BEHAVE like MODI, you need to be like MODI at the top, alone and living his dream

Dear Fellow Travellers,

Greetings from Hitesh! We wish Mr. Modi a very happy birthday and a healthy year ahead. Wish his good health / his yoga fitness and his discipline trickle down to the market and economy also become FIT. The way MODI has control on his 5 senses through YOGA, I wish he gets people with SENSE in his team and makes our economy FIT in coming days.

Creating a MEGA Event – say SWACHATA ABHIYAAN or HOWDY MODI – is one thing and running a day today ECONOMY is another thing. Modi has a NACK of creating a MEGA event and influencing the MASSES. There is three kinds of people in the MASSES. Today we are going to talk about them. They are – Financial MURKH / Financial MOODH and Financial GENIUS

1.  Financial Murkh: - Looking at India’s long background in dealing with MONEY LENDERS over the generations – you will find very FEW FINANCIAL FOOLS in India. Everybody understands money in India. This is the biggest positive for India at the grass-root levels. In the olden times, most poor people depended on farming were exploited by so-called SAHUKAR and that is not foolishness, as the system was not supportive for growth. It needed a lot of courage at that time to go beyond norms. So, I don’t call them FOOLS. 

2.  Financial MOODH: - Unfortunately, MOODH can’t be translated into English in a proper sense of meaning. At most, you can say STUPID. They are around 80% of the masses. These guys can be well educated/top businessman or top executives. But when it comes to finances – they are MOODH. How?

Let me just share two simple instances.

a.  If you invested in SENSEX at 100 in 1980, you would have 40000 in 2019. About 16% CAGR. Same thing if you invested in Mutual fund and you had just 2% expense ratio (which is the norm), you would have paid them 80% for the last 40 years          (40*2). If you calculated this 80 in weighted average it will come around 57%. So, in 2019, the MUTUAL fund earned Rs.22800 from you and you earned Rs.17200 from your 100 invested in a mutual fund. You took risk of capital and major money made by MUTUAL FUNDS. Frankly, all guys understand these simple calculations, so they are not FOOLS. Having understood they are still repeating -  They are bigger than the fools. They are MOODH.

b.  The other instance is the MOST SENSELESS INVESTMENT PLAN – they call it SIP. Say you are buying a flat and you go to a builder and propose that I will pay you Rs.1 lakh per month and you sell me SQ.FT in sip. What he will do? He will send you back.  The best way in which all guys do is they take home loans – take possession instantly and start enjoying their flat from day one. Now, they pay an equal monthly installment. In this case, you know how much square ft you have – say 1000 from day one, you can also predict with approx. accuracy about the future value 10 or 15 years down the line. In SENSELESS INVESTMENT PLAN – you don’t know how much units you will have after 10 years, so can’t predict the value and can’t plan your future event perfectly.

c.  Moreover, the basic investment tenet says – buy when prices are low. Everybody goes to SALE someday or the other. You wait for that day – say Black Friday in USA / SABSE SHASTA 5 din by BIG BAZAAR / AMAZON PRIME SALE and sales like this. You need to wait for the right opportunity to invest. Buffett is sitting on USD 100 BLN plus cash since last 1 year or more. He is losing his income but he is not a Moodh to give his money to a fund manager.

3.  Financial Genius: - He follows the following steps. He learns the art of investing himself. He keeps his team of consultant and managers to help him deal with his money. I have seen many successful businessmen have their team in their core business. You need to follow the same while doing your own investments. He takes a call at the right time.

Since last 6 months, we are sharing that the current market is PARADISE for Investing. You get everything on SALE. The GENIUS will take action now.

What about Mr.MODI?

He is ALONE, he is at the TOP and He is living his DREAM. He will be able to pull on with his 2^nd term and 3^rd term (if GOD PERMITS), without much difficulty and less than expert team members.

You are running your family / you are not at the TOP (in the sense of PM) and you have a lot of unfulfilled dreams, am I right? Learn from HIS mistakes and take help of proper guidance to manage your money. The best thing will be to LEARN first.

What NEXT?

My approach may look longer in the beginning. But my experience tells me that it takes just 3 years. If you are 25 years of age – you have about 35 years to earn and invest as per Indian Retirement System. If you just invest 3 years NOW – less than 10% of your time, you will have better SENSES while you invest for the next 32 years. What’s more, you will not be taken for a ride by anybody in Investment Arena.

Make your choice.

If your choice is FINANCIAL GENIUS – please approach us NOW.

Have a GREAT SUCCESS.

Follow me on Twitter @hiteshmparikh Or on Whatsapp - +91-9869425399.

Live With Passion…Invest With Passion.

Hitesh Parikh

P.S: - If you happened to be reading this and you are also a financial advisor selling SIP or Mutual fund, don't panic. You have a MAJORITY of the MASSES with you - 80% to support you. 

If MODI JI, being a PM and after spending CRORES in SWACHATA ABHIYAAN could not change our habit of LOITERING in last 5 years, Hitesh Parikh is not going to be a THREAT to your BREAD and BUTTER. 

But, if your conscious bites - do something about your selling.