Difference between Financial Independence and Financial Nirvana. Must understand

 13^th September 2022

Difference between Financial Independence and Financial Nirvana. Must understand

Dear Fellow Investors,

Namaste! The post on Mr. Mistry was super hit. Readers appreciated the critical analysis of the event. Thanks a ton for being a regular reader. In the investment world – there are certain terms that are being bombarded on novice investors. They are Financial Independence / Financial Freedom / Financial Nirvana, etc. I bet 90% or more would not be understanding the meaning of the same. They must be assuming that they understand. Let us start.

Independence or Freedom: -

The simple meaning of the above words is CHOICE. You have a choice to spend your time in earning / business / investing / job/entertainment/travel, etc., etc. You have the freedom to do whatever you want to do – as per your whims and fancy.

But DOING is a must. You can’t stop DOING. You may go to your office once a month or once a year but you are going and DOING something.

India got independence. So, we developed our countries in a particular way against English Rule. But we were doing something for 75 years and still doing something to improve our situations.

In Independence DOING is an integral part. Most people assume that after Financial Independence or Freedom – they don’t have to earn money and life will be set. They are mistaken. They have to DO many things to keep their independence ALIVE.

Today we are spending Billions to take care of our borders from ENEMIES like CHINA and PAKISTAN. If we don’t remain ALERT – we can lose our independence for sure.

So, Independence is a CHOICE and RESPONSIBILITY to carry on your life in a particular way. Most Financial Planners and Mutual Fund Advertisements make you believe otherwise.

Nirvana: -

The way Independence or Freedom is a CHOICE. NIRVANA is a state of mind when you have become CHOICELESS. Independence is a Doing. Nirvana is NON-DOING or Just Being what you are.

There is acceptance of all and sundry. Nothing is good and nothing is bad. Nobody is good and nobody is Bad. Everybody is GOD’s creation.

So, you don’t need a particular amount to be in NIRVANA. KABIR could achieve his Nirvana in POVERTY while MAHAVIR – BUDDHA enjoyed their wealth in the initial phase and when they found it is not giving them the juice of life – they went in search of their respective Nirvana.

Nirvana can be achieved HERE and NOW as per the spiritual masters. But as per the new financial literature and Vested interest people – they want you to do many things before you get your NIRVANA.

Another thing NIRVANA is absolute terms and there can’t be Financial Nirvana – Social Nirvana and various kinds of other NIRVANA as we are made to believe.

Nirvana is a situation where you are operating above your MIND. When the Mind is not there – there are no TWO things. Only one. So, no CHOICE. Just ACCEPTANCE. That’s why SANKRACHARYA talked about ADVAITA MARG. ADVAITA means not two.

How to apply for investments?

Focus on DOING first. One point will come when you get FAD UP with doing and you will go into NON-DOING. At that point of time, you will naturally go for NIRVANA. The truth of NIRVANA is that you can’t achieve it by DOING something. It’s a BEING CONCEPT.

In the same way in investments – just study the company – do your research and invest. The market will decide the right time to move it up. Till that time, you remain NON-DOING.

So, you have to mix DOING and NON-DOING in the market to get the best possible results.

Hope the post would help you to get your Financial Independence fast.

All the best.   

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Learn a Lesson. Live with Passion & Invest with Reason.

Hitesh Parikh.