What Should Be My Ideal Investment Horizon in This Market Situation?

22 December 2014

What Should Be My Ideal Investment Horizon in This Market Situation?

Greetings from Hitesh! I am in receipt of above questions. Many clients also ask me the same kind of questions time and again. I thought let me deal with the same. I want to thank you all for your responses to my last post on Spice Jet.

I have seen largely five kinds of people around me. Let me deal with them.

1.  Very Poor:- We can consider footpath dwellers or beggers in this category. The most important goal in their life when they get up in the morning is to get the food before they sleep!!

2.  Poor:-  We can consider daily bread earners in this category. They get their salary every day or every week. They can’t pull on beyond a week in any case.

3.  Middle Class:- Normal salary class guy. He works for a month. Without regular salary, maximum he can pull on will be about 3 months.

4.  Rich Guy:- Top Executives and businessman. They work with a year in a mind. In fact, top executives packages are decided for a year. Businessman also works for a year in mind.

5.  Wealthy Guy:- This guys plans for 3 – 10 years in advance. Say a Builder – it takes minimum 3-5 years to complete his project. All industrialists – they have to think for minimum 5-7 years just to put up the project.

6.  Super Wealthy Guy:- Say big corporates – Pepsi cola and Kellogs had  15-20 years plan when they entered the Indian market. They have to wait till next generation catch up with their products!!

Now, What Should Be Your Investment Horizon?

It depends on which category you are in at this moment of life and which category you want to go in coming 5 -10 years.

1.  If you are very poor and want to stay very poor – you can do DAY TRADING.

2.  If you are poor and want to stay poor – you can do weekly trading or Dabba trading as many small investors do it. It’s Friday to Friday Trading.

3.  If you are middle class guy and happy being there – you can do Options Trading/Positional Calls.

4.  If you want to become RICH – plan for a yearly investments, you will save on Capital gains tax in India.

5.  If you want to become Wealthy Guy or Super Wealthy guy then you have to plan your investments beyond 3 years - whether you like it or not. Mr.Rakesh invests for 7-10 years in mind and Mr.Buffett invests for life time.

These guys not only save tax but they make crores of rupees from TAX FREE Dividend also.

What about Current Situations in India?

In the above we have dealt with your personal category. Now let us club this with Ground realities of India. According to my calculations which I have shared with you time and again since 2012, India is on its way to become a super power from 68^th years of independence to 86^th year of independence.

If you plan your investments for minimum 10 years – you all will be blessing me. Now, the questions comes – how to decide whether you can work with me for 10 years of not?

Simple – work with us for 1 year to start with. If you can’t do that much also – start with our trial services of 3 months. We not only provide you the investment ideas but also the best of educations.

What Next?

You have 3 aces with you if you want to go into super rich segment in coming 10 years.

First -  India’s ground realities / Second track record of current wealthy guys that they invested for 3 years and beyond to reach where they are today and Third is Hitesh Parikh, your personal Destiny Manager.

If you can think beyond Very Poor / Poor or Middle class segment – you are welcome to join Destiny Management.

At least be with us for 3 months to 1 year!!

Have a Great Week Ahead.

Follow me on Twitter @hiteshmparikh Or on Whatsapp - +91-9869425399.

Live With Passion…Invest With Passion.

Hitesh Parikh.

P.S:- If you have a Question or Questions, answers of which can be useful to all – you can write to me. As time permits – I will reply through my POST.