What advice do Middle-Class Guys give to a BEGGAR?

 2^nd April 2022

What advice do Middle-Class Guys give to a BEGGAR? 

Dear Fellow Travellers,

Namaste! I wish all my readers a Happy Hindu New Year. Let us talk something out of the BOX today. I am sure if you think Out of the Box on the first day of the year – someday, you may get Guts to follow the same. I have heard one famous piece of advice given to a typical beggar by a normal middle-class guy.

1.   You are so Healthy, why don’t you do some work?

When you look at the beggar and if you find him apparently healthy – this is the most often given advice or asked question. What you are trying to tell him is – you are okay 100% physically and you should do some work instead of begging.

99% of the time – the Beggar will not listen to you and move on. Beggar knows that he has to ask for money and food from 1000 or maximum people in a day. If 50-100 people give him money or food, he is successful.

If you are a middle–class–educated person – do you ever think about the advice you give to the BEGGAR that may be applicable to you also?

Beggar remains Beggar because he is ignoring his health and his mind. Assuming he is not educated. In the same way – The middle class remains Middle Class because they don’t use their financial resources to the best use. The typical middle-class person will invest in FD / Small Savings and Mutual Funds. He is getting 6-12% a year depending on the option he has selected. He also knows that this 6-12% is enough for his needs (the way a beggar is happy with 50-100 people giving him alms), so when the other better options are given to him – he moves away. Sometimes - a beggar gets Rs.100 when he was expecting Rs.10, the same way the middle-class person may earn 15-20% return by fluke.  

I really laugh at the middle-class guy when he spends LAKHS for his kids – PRE KG and KG education and when it comes to investing his HARD EARNED money – rather than investing a few lakhs in learning the fine art of investment or having a personal advisor by paying him peanut fees – he gives his money to some fund manager. No wonder – all fund managers move in top cars and dine in 5-7 stars hotels.

Another odd behaviour – is that the middle class is possessive about his Wife / his Kids / his House / his Religious belief and things like that. He is the most possessive about his money. If he has to spend even Rs.500, he will check 10 online stores. But when it comes to investing – he is not at all possessive. Believe me or not – if you are not controlling your money – you will not be able to control any of the above things in your life.

Those who are wasting their money power – live a life of insecurity and fear. Their most often worry is – what will happen if the company removes them from the job and how they will support in their retirements. Another side effect of wasting their money power is – that many job goers have to sell their SOUL just to please their bosses. They have to take all the nonsense of their bosses or the seniors just to save their jobs. The ultimate side effect of all the above behaviours is – that they remain middle class and die as also the middle class.

What NEXT?

It is natural to have a dream of a better quality of life for yourself and your family. The way to the top goes via exploiting and investing your MONEY POWER. If you are not harnessing and multiplying your money power under your supervision – you will live a life of compromise and adjustments and die with a big list of unfulfilled dreams for sure. 

Your Decision today will Decide your Destiny. 

Today is the first day of the NEW YEAR. If you want to come out of the RAT RACE – you can approach us.

Have a Great Hindu New Year

Follow me on Twitter @hiteshmparikh / WhatsApp - +91-9869425399.

Learn a Lesson. Live with Passion & Invest with Reason.

Hitesh Parikh.